By Stephen Chua
The credit card industry is extremely competitive and thus each credit card company will go all the way out to promote their products by offering a lot of perks and privileges.
One of the most common perks is zero APR for six to twelve months. This perk is becoming so common that many consumers are considering this as standard benefit. However, do check out the on-going interest rate after the promotional period. It is usually quite a large jump, so you have to be mentally prepared and try your best not to carry a balance.
Another one is the waiver of annual fee for the first best credit card rate year. This is a common practice too. best credit card rate
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